1. Baby's napkin:     B   I   B  
2. The first woman:     E   V   E  
3. Woman's name; former monetary unit of India:     A   N   N   A  
4. Property paper:     D   E   E   D  

5. Man's name;   German king:

    O   T   T   O  
6. Twelve O'clock:     N   O   O   N  
7. Blow your horn:     T   O   O   T  
8. Chick vocalization:     P   E   E   P  

9. Air or highway monitor:

    R   A   D   A   R  
10. Flat; even:     L   E   V   E   L  
11. In Spanish, it's senora:     M   A   D   A   M  
12. Send a patient to a specialist:     R   E   F   E   R  

13. Iranian VIPs:

    S   H   A   H   S  
14. Not duets:     S   O   L   O   S  
15. Eskimo watercraft:     K   A   Y   A   K  
16. Basic doctrine:     T   E   N   E   T  

17. Related to government:

    C   I   V   I   C  
18. Woman's name; the mother of Samuel:     H   A   N   N   A   H  
19. More like a beet:     R   E   D   D   E   R  
20. Decorate the wall a second time:     R   E   P   A   P   E   R