| a S. in T. S. N. | a Stitch in Time Saves Nine | |
| N. say N. | Never say Never | |
| Y. W. S. and Y. L. S. | You Win Some and You Lose Some | |
| Q. N. W. and W. N. Q. | Quitters Never Win and Winners Never Quit | |
| Y. C. H. your C. and E. it T. | You Can't Have your Cake and Eat it Too | |
| T. W. D. M. a R. | Two Wrongs Don't Make a Right | |
| H. M. W. | Haste Makes Waste | |
| a P. S. is a P. E. | a Penny Saved is a Penny Earned | |
| A. M. the H. G. F. | Absence Makes the Heart Grow Fonder | |
| E. C. has a S. L. | Every Cloud has a Silver Lining | |
| W. the G. gets T., the T. get G. | When the Going gets Tough, the Tough get Going | |
| O. of S., O. of M. | Out of Sight, Out of Mind | |
| E. C., E. G. | Easy Come, Easy Go | |
| Y. C. T. it with Y. | You Can't Take it with You | |
| B. L. than N. | Better Late than Never | |
| H. is B. than F. | Hindsight is Better than Foresight | |
| Y. C. J. a B. by its C. | You Can't Judge a Book by its Cover | |
| a F. in N. is a F. I. | a Friend in Need is a Friend Indeed | |
| O. the G. D. Y. | Only the Good Die Young | |
| H. is W. the H. is | Home is Where the Heart is | |
| D. U. O. as Y. W. H. T. D. U. Y. | Do Unto Others as You Would Have Them Do Unto You | |
| T. is no R. R. to G. | There is no Royal Road to Geometry | |